The intent behind the “I wish…” exercise is not to create a laundry list of missed opportunities; holding on to regrets can be a form of self-sabotage. In fact, in many cases it is impossible to have made a better decision at the time; we were doing the best we could with what we had in the moment. But as life’s experiences evolve, so do we. Values change, financial circumstances change, confidence and maturity change. We are meant to grow and outgrow past versions of ourselves. But life moves fast, and the routine of everyday norms can accidentally engage the auto-pilot setting of survival.